Nearly 2 out of 3 Americans don’t have a will. Do you?

Estate planning isn’t just for the wealthy — it’s for anyone who wants to protect their family and ensure their wishes are honored. Yet most people put it off until it’s too late.

Here’s what happens if you don’t have an estate plan in place:

• The state decides who gets your assets.

• Your family may face probate court, which is costly and time-consuming.

• Loved ones may be left guessing — or fighting — over healthcare or financial decisions.

• Without named beneficiaries on accounts, money may be tied up or distributed in ways you never intended.

Having an estate plan changes that. A will, trust, power of attorney, and healthcare directive can give your family clarity and peace of mind during difficult times. It also protects the business you’ve built and the legacy you want to leave behind.

At Osprey Legal, our mission is to make estate planning simple and stress-free for families in Glastonbury and across Connecticut.

f you’ve been putting this off, the best time to start is now.